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Institution profile

Ameristate Bank

Bank · Active · Headquarters: Atoka, OK

Profile data observed August 3, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
Ameristate Bank
Display name
Ameristate Bank
Institution status
Active
FDIC insured
Yes
FDIC insured since
July 2, 1937
Established date
August 6, 1906
Charter class
State-chartered commercial bank, member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Reserve Board
Headquarters
Atoka, OK, 74525, United States
FDIC certificate number
15510
Federal Reserve RSSD ID
508355
Domestic location count
7
Source observed
August 3, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FRS
Institution type
State Member Bank
Primary activity
NAICS 52211
FDIC certificate
15510
Federal Reserve RSSD ID
508355
LEI
549300NXKD4J4RBJI403
Headquarters
131 S. Pennsylvania Ave., Atoka, OK, 74525, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

6

Showing 1 through 6 of 6 listed locations

Scroll sideways to see every branch column.

Showing 1 through 6 of 6 FFIEC NIC branch locations
BranchAddressCityStatePostal code
ANTLERS BRANCH418 West Main StreetAntlersOK74523
SOUTH ATOKA BRANCH1788 S. Virginia Ave.AtokaOK74525
HUGO BRANCH101 East JacksonHugoOK74743
TISHOMINGO BRANCH301 W. MainTishomingoOK73460
POTTSBORO BRANCH695 FM Road 120PottsboroTX75076
SHERMAN BRANCH2410 Loy Lake RoadShermanTX75090

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
October 3, 2022
Regulator
Federal Reserve
Examination method
Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
October 3, 2022SatisfactoryFederal ReserveSmall Bank
December 11, 2017SatisfactoryFederal ReserveSmall Bank
November 18, 2013SatisfactoryFederal ReserveSmall Bank
November 2, 2009SatisfactoryFederal ReserveSmall Bank
September 26, 2005SatisfactoryFederal ReserveSmall Bank
September 24, 2001SatisfactoryFederal ReserveSmall Bank
September 22, 1997SatisfactoryFederal ReserveSmall Bank
April 1, 1996SatisfactoryFDICSmall Bank
November 1, 1994Needs to ImproveFDICNot Reported
February 1, 1992SatisfactoryFDICNot Reported
December 1, 1990SatisfactoryFDICNot Reported

Institutional history

1 FFIEC NIC history event

Showing 1 of 1 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
February 13, 1987Failure - Government Assistance ProvidedFIRST CITY BANK OF ATOKA

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

2 FFIEC NIC relationship records

Showing 1 through 2 of 2 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
Direct relationshipALC, LLCDomestic Entity OtherAtoka, OK
ROOT_INSTITUTIONAMERISTATE BANKState Member BankAtoka, OK

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered member bank