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Institution profile

American Bank & Trust

Bank · Active · Headquarters: Sioux Falls, SD

Profile data observed August 5, 2026

Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology

Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.

FDIC BankFind baseline

FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.

Legal name
American Bank & Trust
Display name
American Bank & Trust
Institution status
Active
FDIC insured
Yes
FDIC insured since
January 1, 1934
Established date
January 1, 1892
Charter class
State-chartered commercial bank, not a member of the Federal Reserve System (FRS)
Primary federal regulator
Federal Deposit Insurance Corporation
Headquarters
Sioux Falls, SD, 57108, United States
Website
https://www.abt.bank
FDIC certificate number
1117
Federal Reserve RSSD ID
275358
Domestic location count
20
Source observed
August 5, 2026

Regulatory profile

Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.

Regulatory identity

Institution status
ACTIVE
Primary federal regulator
FDIC
Institution type
Non-member Bank
Primary activity
NAICS 52211
FDIC certificate
1117
Federal Reserve RSSD ID
275358
LEI
549300T03X096VF60C57
Headquarters
6810 S. Minnesota Ave., Sioux Falls, SD, 57108, United States
Primary deposit insurer
Deposit Insurance Fund (DIF)
Source observed
August 19, 2026

Branch network

Listed locations

20

Showing 1 through 20 of 20 listed locations

Scroll sideways to see every branch column.

Showing 1 through 20 of 20 FFIEC NIC branch locations
BranchAddressCityStatePostal code
WORTHINGTON BRANCH1206 Oxford StreetWorthingtonMN56187
LISBON BRANCH902 Main St.LisbonND58054
ABERDEEN BRANCH320 6th Avenue SEAberdeenSD57401
CARTHAGE BRANCH201 East MainCarthageSD57323
DE SMET BRANCH212 Calumet Avenue SEDe SmetSD57231
HURON OFFICE1820 Dakota Avenue SouthHuronSD57350
IROQUOIS BRANCH201 Ottowa Street SouthIroquoisSD57353
LENNOX BRANCH214 South Main AvenueLennoxSD57039
MELLETTE OFFICE4 Main StreetMelletteSD57461
MILLER OFFICE131 North BroadwayMillerSD57362
PIERRE BRANCH700 East SiouxPierreSD57501
PIERRE MOBILE BRANCH700 East SiouxPierreSD57501
26TH & ELLIS BRANCH8401 West 26th StreetSioux FallsSD57106
41ST & SYCAMORE OFFICE3405 South Sycamore AvenueSioux FallsSD57110
RIVER CENTRE BRANCH200 East 10th STSioux FallsSD57104
STICKNEY BRANCH221 Main StreetStickneySD57375
TEA BRANCH801 East Gateway LaneTeaSD57064
WATERTOWN BRANCH1715 1st Avenue NEWatertownSD57201
WESSINGTON SPRINGS BRANCH120 East Main StreetWessington SpringsSD57382
WOLSEY OFFICE265 Commercial Avenue SouthwestWolseySD57384

Community Reinvestment Act (CRA)

Latest available CRA evaluation

Rating
Satisfactory
Exam date
April 1, 2024
Regulator
FDIC
Examination method
Intermediate Small Bank

This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.

CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.

Historical CRA evaluations

Scroll sideways to see every CRA examination column.

Historical CRA evaluations
Exam dateCRA ratingRegulatorExamination method
April 1, 2024SatisfactoryFDICIntermediate Small Bank
May 1, 2021SatisfactoryFDICIntermediate Small Bank
May 1, 2018SatisfactoryFDICIntermediate Small Bank
June 1, 2015SatisfactoryFDICIntermediate Small Bank
January 1, 2013SatisfactoryFDICSmall Bank
November 1, 2009SatisfactoryFDICSmall Bank
January 1, 2005SatisfactoryFDICSmall Bank
June 1, 1999SatisfactoryFDICSmall Bank
June 1, 1996SatisfactoryFDICSmall Bank
July 1, 1994SatisfactoryFDICNot Reported
June 1, 1992SatisfactoryFDICNot Reported

Read the methodology

Institutional history

7 FFIEC NIC history events

Showing 1 through 7 of 7 history events

FFIEC NIC institutional history events
Event dateEvent typeRelated institution
July 12, 2023Charter Discontinued (Merger or Purchase & Assumption)—
July 1, 2018Charter Discontinued (Merger or Purchase & Assumption)—
May 17, 2014Charter Discontinued (Merger or Purchase & Assumption)—
December 8, 2012Charter Discontinued (Merger or Purchase & Assumption)MANSFIELD STATE BANK
October 1, 2011Charter Discontinued (Merger or Purchase & Assumption)—
June 1, 2000Charter Discontinued (Merger or Purchase & Assumption)—
January 15, 1994Charter Discontinued (Merger or Purchase & Assumption)—

These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.

FFIEC-reported organizational relationships

1 FFIEC NIC relationship record

Showing 1 of 1 relationship records

FFIEC NIC organizational relationships
RelationshipInstitutionTypeLocation
ROOT_INSTITUTIONAMERICAN BANK & TRUSTNon-member BankSioux Falls, SD

These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.

FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.

Additional profile fields

Fields below supplement the primary source baseline and are shown only when present on the public profile.

Entity type
FDIC-insured state-chartered nonmember bank