Listed locations
78
Institution profile
1st Source Bank
Identity verified through FDIC; additional sources pendingVerification describes the US Mortgage Index public-source matching process. It is not an endorsement or recommendation. Read the methodology
Public-record data only. Not a recommendation, lender endorsement, or rate comparison. Verify current licensing, product availability, and terms independently.
FDIC BankFind baseline
FDIC-reported identity and institutional fields from the public BankFind record. These values are not described as current or real-time.
- Legal name
- 1st Source Bank
- Display name
- 1st Source Bank
- Institution status
- Active
- FDIC insured
- Yes
- FDIC insured since
- January 1, 1934
- Established date
- January 1, 1922
- Charter class
- State-chartered commercial bank, member of the Federal Reserve System (FRS)
- Primary federal regulator
- Federal Reserve Board
- Headquarters
- South Bend, IN, 46601, United States
- Website
- https://www.1stsource.com
- FDIC certificate number
- 9087
- Federal Reserve RSSD ID
- 991340
- Domestic location count
- 81
- Source observed
- August 5, 2026
Regulatory profile
Public FFIEC NIC and CRA records for this institution, presented as source-backed regulatory context rather than a score or recommendation.
Regulatory identity
- Institution status
- ACTIVE
- Primary federal regulator
- FRS
- Institution type
- State Member Bank
- Primary activity
- NAICS 52211
- FDIC certificate
- 9087
- Federal Reserve RSSD ID
- 991340
- LEI
- LCUAWMT4M5H8DJ8DFH49
- Headquarters
- 100 North Michigan Street, South Bend, IN, 46601, United States
- Primary deposit insurer
- Deposit Insurance Fund (DIF)
- Source observed
- August 19, 2026
Branch network
Showing 1 through 50 of 78 listed locations
Community Reinvestment Act (CRA)
Latest available CRA evaluation
- Rating
- Outstanding
- Exam date
- September 25, 2023
- Regulator
- Federal Reserve
- Examination method
- Large Bank Exam
This information reflects Community Reinvestment Act examination ratings reported by the cited official source. It is not a US Mortgage Index rating, recommendation, or assessment of the institution.
CRA evaluations are examination results from the relevant regulatory process and should be interpreted in the context of the examination date and source.
Historical CRA evaluations
Scroll sideways to see every CRA examination column.
| Exam date | CRA rating | Regulator | Examination method |
|---|---|---|---|
| September 25, 2023 | Outstanding | Federal Reserve | Large Bank Exam |
| June 7, 2021 | Outstanding | Federal Reserve | Large Bank Exam |
| June 18, 2018 | Outstanding | Federal Reserve | Large Bank Exam |
| February 22, 2016 | Satisfactory | Federal Reserve | Large Bank Exam |
| January 13, 2014 | Satisfactory | Federal Reserve | Large Bank Exam |
| October 24, 2011 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 10, 2009 | Satisfactory | Federal Reserve | Large Bank Exam |
| August 6, 2007 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 23, 2005 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 19, 2003 | Satisfactory | Federal Reserve | Large Bank Exam |
| June 11, 2001 | Satisfactory | Federal Reserve | Large Bank Exam |
| May 24, 1999 | Satisfactory | Federal Reserve | Large Bank Exam |
| June 23, 1997 | Satisfactory | Federal Reserve | Large Bank Exam |
Institutional history
6 FFIEC NIC history events
Showing 1 through 6 of 6 history events
| Event date | Event type | Related institution |
|---|---|---|
| June 7, 2008 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| September 1, 1995 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| June 19, 1992 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| April 1, 1987 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| December 2, 1985 | Charter Discontinued (Merger or Purchase & Assumption) | — |
| July 1, 1983 | Charter Discontinued (Merger or Purchase & Assumption) | — |
These events are shown as reported by the FFIEC NIC source and are not independent legal conclusions.
FFIEC-reported organizational relationships
10 FFIEC NIC relationship records
Showing 1 through 10 of 10 relationship records
| Relationship | Institution | Type | Location |
|---|---|---|---|
| Direct relationship | 1ST PORTFOLIO MANAGEMENT, INC. | Domestic Entity Other | Las Vegas, NV |
| Direct relationship | 1ST SOURCE CAPITAL CORPORATION | Finance Company | South Bend, IN |
| Direct relationship | 1ST SOURCE INSURANCE, INC. | Domestic Entity Other | South Bend, IN |
| Direct relationship | 1ST SOURCE INTERMEDIATE HOLDING, LLC | Finance Company | Saint Joseph, MI |
| Direct relationship | 1ST SOURCE SPECIALTY FINANCE, INC. | Domestic Entity Other | South Bend, IN |
| Direct relationship | MICHIGAN TRANSPORTATION FINANCE CORPORATION | Domestic Entity Other | Niles, MI |
| Direct relationship | SFG AIRCRAFT, INC | Domestic Entity Other | South Bend, IN |
| Direct relationship | SFG COMMERCIAL AIRCRAFT LEASING, INC. | Domestic Entity Other | South Bend, IN |
| Direct relationship | SFG EQUIPMENT LEASING CORPORATION I | Domestic Entity Other | South Bend, IN |
| ROOT_INSTITUTION | 1ST SOURCE BANK | State Member Bank | South Bend, IN |
These relationships reflect the FFIEC NIC source display and should not be interpreted as a complete legal ownership analysis.
FFIEC NIC information reflects public regulatory records observed on the displayed source date. Observed dates describe when the public record was reviewed, not a real-time update.
Additional profile fields
Fields below supplement the primary source baseline and are shown only when present on the public profile.
- Entity type
- FDIC-insured state-chartered member bank